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In-Network Insurances

Insurance Information

At Northeastern Reproductive Medicine, we understand that insurance coverage for the diagnostic evaluation and treatment of infertility is complex. All NRM patients have access to our financial navigator to help them understand their particular coverage, and answer insurance-related questions.

Make a Payment

If you are already a patient at NRM and need to make a payment, please visit our portal.

Payment Portal


Participating Insurances for NRM


Participating Insurances for Ovation Fertility

Please note: if you have Aetna, Tricare, or MVP insurance, laboratory services may not be covered because Ovation Fertility does not partner with these insurances.

Insurance Categories

Prior to your first appointment, you may desire to get a head start in determining whether you have coverage. To help you with this, we have summarized key points about insurance coverage below. The majority of insurance plans fall into one of three categories when it comes to infertility coverage.

  1. The plan provides no coverage whatsoever for services:
    Unfortunately this is sometimes the case. NRM offers special discounted prices for any non-covered services.

  2. The plan provides coverage for the diagnostic & monitoring phases of infertility testing only: In this scenario, the insurance plan will usually offer some coverage for a new patient consultation and some coverage for fertility testing. The treatment phase, however, is not covered.

  3. The plan provides coverage for the diagnostic testing phase and coverage for infertility treatment: In these circumstances, coverage is provided for diagnostic testing and for some methods of infertility treatment. Understanding your individual coverage will help you anticipate whether or not a particular service is covered.

Financial Assistance

For more information about financing options visit Lendingclub.com or Patientfi.com.